{"id":11497,"date":"2026-07-14T09:45:48","date_gmt":"2026-07-14T09:45:48","guid":{"rendered":"https:\/\/www.amlcc.com\/?p=11497"},"modified":"2026-07-20T16:31:36","modified_gmt":"2026-07-20T16:31:36","slug":"how-do-i-de-risk-my-delivery-channels","status":"publish","type":"post","link":"https:\/\/www.amlcc.com\/sx\/how-do-i-de-risk-my-delivery-channels\/","title":{"rendered":"How do I de-risk my delivery channels?"},"content":{"rendered":"\n

How do I de-risk my delivery channels?<\/h1>\n\n\n
\"Lisa<\/div>
Lisa Simms<\/span>

Director and Founder of AMLCC and AMLCC Consult<\/h3><\/div><\/div><\/div><\/div>\n\n\n
\"How<\/figure><\/div><\/div>\n\n\n\n
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De-risking your delivery channels means reducing the money laundering, terrorist financing and proliferation financing risk created by the way your services reach clients. <\/p>\n\n\n\n

Whether you work face to face or remotely, get your clients through an intermediary or are fully digital, each channel gives you a different level of visibility over who you’re dealing with. De-risking is the work of putting controls in place that compensate wherever that visibility drops.<\/p>\n\n\n\n

It\u2019s important to note that FATF<\/a> (the Financial Action Task Force) often refers to “de-risking” when it\u2019s talking about businesses exiting entire categories of clients or business to avoid risk altogether. <\/p>\n\n\n\n

It\u2019s warned against this as it pushes transactions into less regulated channels where they’re harder to see. This article uses the phrase to define the practical, everyday steps you could take to manage the risk your delivery channels carry.<\/p>\n\n\n\n

Start with your risk assessments<\/h2>\n\n\n\n

FATF Recommendation 1 establishes the risk-based approach<\/a> that influences the anti-money laundering<\/a> (AML), counter-terrorist financing<\/a> (CTF) and counter-proliferation financing<\/a> (CPF) framework of most countries. <\/p>\n\n\n\n

It expects countries to require firms to identify, assess and understand the risks they face. Delivery channels sit alongside clients, geography, products, services and transactions as one of the core risk factors.<\/p>\n\n\n\n

De-risking starts here because you can only reduce a risk you’ve properly identified. Map out every route through which clients reach you, such as:<\/p>\n\n\n\n